I hate shopping. However, like death and taxes it is unavoidable. The importance of due diligence when making a buying decision is critical to individuals who want to make sure hard earned dollars are maximized. We have been conditioned through advertisements to look at insurance as a price commodity and all insurance is created equal. In my sixteen years of experience, I can tell you nothing could be further from the truth. Of course price matters but so does VALUE. Are you receiving the best value at the best rate?
Insurance can be confusing and as a consumer, you don’t know, what your don’t know. Buying insurance from a call center representative or online can cost you thousands. Most people are not their own doctor, lawyer, accountant, hair stylist…etc. Do not attempt to be your own insurance agent. You do not have the licensing, schooling or experience. Cheap can be expensive. A properly trained independent insurance professional will take the time to ask you the right questions to determine need. Make sure you understand what coverage you have and why you have it.